Squads has officially launched Grid, a new suite of APIs designed to help fintech teams build on stablecoin rails with the speed, flexibility, and scale of open finance.
Announced today, Grid introduces a modular developer platform that abstracts the complexity of blockchain and banking infrastructure into a unified interface, enabling financial products to launch in a fraction of the time.
Grid delivers a familiar fintech developer experience while unlocking the programmability and global reach of stablecoins. With support for global USD accounts, real-time payments, yield access, card issuance, token trading, and data intelligence, Grid positions itself as the foundation for the next generation of financial applications.
A Turning Point for Financial Infrastructure
Built on Solana’s high-performance ledger, Grid offers bundled financial services — global USD accounts, real-time payments, yield, token trading, card issuance, and compliance-ready data — all delivered through simple REST APIs. Developers can now build on stablecoin rails without learning blockchain architecture or relying on legacy banking infrastructure.
“The most innovative fintechs today aren’t built on banks — they’re built on open finance: APIs that abstract the complexity and fragmentation of traditional banking. Rather than integrating a patchwork of banks, vendors, and middleware, developers get bundled financial services and data delivered through APIs. Grid brings that model to stablecoins” - Squads
Finance is at a clear inflection point. AI is reducing the cost of product design, development, and distribution. Stablecoins offer instant, global settlement with no cutoffs or clearing delays. And the financial stack is being rebuilt, not in data centers, but on open protocols.
The next wave of fintechs will move faster, launch globally by default, and operate with leaner teams. Grid gives these builders the tools to compete at internet speed—programmable money, real-time data, and capital markets at their fingertips.
What Grid Offers
At the core of Grid are five API modules that can be used independently or together to power custom financial workflows. These modules form what Squads calls the modern money grid:
- Core: Deploy and manage global stablecoin accounts with programmable money movement, policy controls, permissions, and recovery options.
- Yield: Offer native access to both TradFi and DeFi yield sources — creating monetization and retention mechanisms at the infrastructure level.
- Trading: Enable access to thousands of tokens and tokenized assets, including securities and commodities, through a single integration.
- Cards: Launch global virtual card programs, fully powered by stablecoin accounts.
- Data: Retrieve real-time account and transaction data, generate automated reports, monitor performance, and stay compliant with embedded analytics.
Each module is available through a developer-friendly REST API and can be integrated individually or as part of a full-stack solution.
Built for Fintech Teams
Grid is designed for modern fintech teams, especially those looking to move fast with lean engineering resources. With no dependency on sponsor banks or FBO accounts, teams can deploy stablecoin-native global accounts in seconds, not months.
Key benefits include:
- Familiar developer experience: Built on fintech conventions and standards, not blockchain jargon.
- Global by default: Borderless payments in 100+ countries and seamless user onboarding.
- Programmable and modular: Customize workflows, enforce permissions, and automate operations with flexible APIs.
- Powered by Solana: High-speed, low-cost infrastructure with over 1,000 distributed validators and billions in value secured.
Grid is the product of Squads' 3.5+ years building fintech applications on Solana. It distills the infrastructure, security, and design patterns used in production into a single API surface, removing the guesswork for founders building in the open finance era.
What’s Next
Developers and fintech teams interested in getting started with Grid can now request access via the Squads website. Additional documentation, integration guides, and sales support are available on request.
To learn more or get started, follow @SquadsProtocol and contact their sales team.
