Lulo has launched an iOS app that brings the benefits of its beloved platform directly to your pocket, making sustainable stablecoin yields accessible and shareable.
Get the app: https://app.lulo.fi/ref?code=EVUW48
Now live on the iOS App Store, the Lulo app offers a frictionless experience for earning sustainable, risk-adjusted yield on USDC, using Solana’s low-fee infrastructure to bring DeFi closer to how everyday people already think about money. The product feels more like a high-yield savings app than a crypto platform—no charts, no leverage, and no trading required.
That simplicity may be exactly what DeFi needs right now.
A Familiar Model With a DeFi Backbone
Lulo provides a feel-good experience to its users from the get-go, with visible account growth appearing immediately after an initial deposit is complete. From our initial usage of the app, it evokes a sense of coziness (and a smile), as if the deposited money has found a safe new home to grow in.
In the app, users can deposit USDC via direct transfer or through Coinbase Connect and allocate funds across two strategies: Protected and Boosted. The former prioritizes principal protection, while the latter offers higher upside for those willing to accept modest additional smart contract risk. Both are designed to provide stable, sustainable returns.
Importantly, these strategies weren’t rushed to market. Lulo has spent the past two years refining yield mechanisms designed to be sustainable, conservative, and comparable to traditional financial products like stocks, bonds, and treasuries, without the volatility or speculation that defines much of DeFi.
Referral-Driven, Not Risk-Driven
Alongside the app launch, Lulo introduced a new referral system optimized for longevity.
Instead of following the referral status quo, which is characterized by short-term incentives, Lulo pays users for the lifetime of their referral.
Every iOS user who deposits $100 or more unlocks a referral code. When that code is used, both the referrer and referee earn more, automatically and indefinitely, based on the protocol’s new fee-sharing model. Lulo now charges a 10% fee on the interest it generates, with 50% of that fee going back to the person who made the referral.
Top referrers can meaningfully boost their APY simply by helping others onboard, and will continue earning for as long as referred funds remain deposited.
Built for Word of Mouth
Lulo’s app is well-positioned for organic growth. By making yield simple to explain and share, Lulo becomes the kind of crypto product users can comfortably introduce to their friends, colleagues, and family members.
“No speculation. No volatility. Just sustainable USDC yield,” the team notes. For an industry often defined by risk, that’s a message designed to travel.
As the stablecoin sector enters its own new era of global prominence, Lulo’s iOS debut underscores a shift in DeFi’s tone: not louder, but clearer.
It’s time to Save Different—and now, anyone with an iPhone can start.
Deposit Now: https://app.lulo.fi/ref?code=EVUW48
